French Mortgages for Property in France

The French way of life is enchanting more and more people, and enticing many people to purchase a home or a second property in France with an overseas mortgage.

Buying a French property is obviously a major decision, not to mention an expensive one. Our aim is to make sure that it doesn’t become a costly one as well and we can help you through the process of obtaining finance for your French property.

We have excellent working relationships with a panel of lenders in France who are willing to lend to foreign nationals. Our unique relationship with them also ensures that we have access to the best French mortgage products on the market. Because of this we have also been able to make the notoriously drawn out process of obtaining a French mortgage much smoother for our clients. This means that you are able to take advantage by choosing not only the French mortgage product that is best for you, but getting it at the best rate.

We have access to many types of French mortgages through our panel of lenders, including:

• Interest only mortgages
• Split products, between interest only and repayment
• Build mortgages
• Fixed interest rate mortgages
• Bridging loans
• Mortgages specifically designed for investors and many, many more

Currently you can obtain the following for your French mortgage:

• The maximum loan to value (LTV) you can obtain on your French mortgage is 85% LTV. If you are moving to France it is possible to obtain 100% of LTV.
• The maximum term of the loan is 25 years
• The general age limit at completion is 75